Wednesday, August 26, 2020

The Rise and Fall of the Eugnics Movement Essay -- A Historical Analys

Presentation As per Merriam-Webster.com, selective breeding is characterized as â€Å"the hypothesis managing the creation or treatment of a fine, solid race.† Despite this apparently honest portrayal, genetic counseling is an incredibly disputable science. Some even discussion whether it is deserving of the name of science, or if it’s only a type of scholarly prejudice. By and by, selective breeding was significantly grasped and was behind a logical and social transformation during the late nineteenth century during that Time World War. This paper will investigate the subject of selective breeding which has vanished from today’s science reading material. This incorporates an exhaustive history of the beginning of selective breeding, the individuals behind its development, just as its application in the public eye. Sir Francis Galton Sir Francis Galton originally instituted the term ‘eugenics’ in 1883. Under his definition, selective breeding was the â€Å"study of offices under social control that may improve or impede the racial characteristics of people in the future, either truly or mentally.† (Newman, 441) Galton was conceived in 1822 into a rich English family. Since the beginning he was put compelled to follow in the strides of Erasmus Darwin, Galton’s restoratively acclaimed extraordinary uncle. Be that as it may, this weight had little effect as he moved from King’s College Medical School to Cambridge University because of an extraordinary aversion of the investigation of medication. At Cambridge he endeavored to get a distinctions degree in science until during his third year he endured a mental meltdown. In the wake of taking a semester off, he returned and in the long run got his degree despite the fact that it was anything but a distinctions degree yet rather a pass- degree. By and by Galton endeavored the investigation of medication, however with the demise of his dad in 1844 he f... ...rbor Laboratories which Charles Davenport helped start. This site contains a huge document of the entirety of the data at any point organized by the research center, including pictures, articles, and a general image of the American eugenic development. On the off chance that you’re searching for extraordinary web data on genetic counseling start your examination here. You’ll have the option to go through days glancing through their chronicles. [4] http://www.rethnkingschools.org/Archives/13_03/eugenic.htm This article was composed to survey the parts of selective breeding considering late open help for government sanctioned testing and IQ testing. The article works admirably of introducing the material such that the peruser can see how the genetic counseling development happened. Tragically, this site just arrangements with the angles behind selective breeding in the United States. However, what data it presents is exact and smart.

Saturday, August 22, 2020

Subtypes of Schizophrenia

Distrustful Type People with jumpy kind of schizophrenia experienced fancies and fantasies (for the most part sound-related), yet they can talk coherently and give proper enthusiastic reactions since their psychological aptitudes and influence are unblemished. These patients may have fancies and mind flights described by topics of magnificence or oppression, for example thinking themselves as well known people or being oppressed, so these typically make them less inclined to get social help. Complicated Type People with disarranged schizophrenia perform disturbed discourse and conduct. They may bounce from subject to theme out of nowhere in their discourse and this make their discussion irrational. Now and again they show gruff influenced or unseemly passionate reactions, for instance, they may cry in the wake of tuning in to a joke. In the event that they additionally experienced dreams and pipedreams, these bogus reasoning and discernment will seem, by all accounts, to be divided and disordered. Mental Type People with mental sort of schizophrenia will hold their bodies in explicit situations for quite a while. On the off chance that somebody attempts to change their inflexible motions, they will keep their bodies in the first positions again and this is called waxy adaptability. In agreement to waxy adaptability, at times they are too much dynamic. They may likewise show odd real peculiarities and outward appearances and frequently imitate the words or developments of others. Undifferentiated Type People with undifferentiated sort of schizophrenia experienced the significant manifestations of the turmoil, however they don't fit perfectly into the three subtypes referenced previously. Leftover Type People with remaining sort of schizophrenia have had in any event one scene of schizophrenia however they no longer showcase significant schizophrenic indications. They may encounter remaining or ‘leftover’ manifestations, for example, negative conviction, social withdrawal, strange considerations, latency and level effect. Other Psychotic Disorders People with other crazy issue may show comparable indications as schizophrenia yet these manifestations don't fit flawlessly into the symptomatic standards of schizophrenia. Other insane issue incorporate the accompanying classes. Schizophreniform Disorder Some individuals have experienced the manifestation of schizophrenia for a couple of months, and after treatment, the side effects vanish for no evident explanation. This sort of confusion was delegated schizophreniform clutter. Schizoaffective Disorder The patients with schizophrenic indications and furthermore state of mind issue are analyzed as schizoaffective issue. Capricious Disorder This sort of patients experienced no different side effects of schizophrenia aside from daydream, and their dreams are not practical. These hallucinations are not because of natural factors, for example, mind seizures. Brief Psychotic Disorder Patients with brief insane issue experienced at least one positive indications, or muddled discourse or conduct enduring multi month or less. The patients at that point recapture the capacity of working in day by day living. This issue can be activated by serious life stressors out of nowhere. Mutual Psychotic Disorder (Folie a Deux) People experienced shared maniacal issue since they are impacted by schizophrenic fanciful patients who have exceptionally cozy relationship with them. They encountered daydreams which are started from these silly people with comparable topics and nature.

Friday, August 21, 2020

Ultimate Guide to Share Buybacks

Ultimate Guide to Share Buybacks Share buybacks. Share repurchase. Stock buybacks. Stock repurchase. It may go by any of these names, but the concept is the same: when a company asks its stockholders to tender the shares that they own for repurchase by the company, using cash. The shares that were repurchased will still be part of the equity of the company, but reclassified as Treasury Stock or Treasury Shares.Companies that find themselves with excess cash have a number of options available to them with regards to what to do with that extra, unutilized cash. They could either reinvest it in securities or make major acquisitions, or they can increase the cash dividends that they pay their stockholders. Or they can opt to repurchase their shares that were previously issued. In this article, youll learn about 1) the reasons why companies use share buybacks, 2) the difference between dividends and share buybacks, 3) arguments against share buybacks, 4) how to conduct a share buyback, and 5) pros and cons of share buybacks.WHY REPURCHASE STOCKS?The main reason for buying back share  is that companies can “return wealth to their shareholders or investors”. Aside from that, there are a number of reasons why companies repurchase their own shares.Share repurchase may be an alternative to paying dividends to its stockholders. Basically, by buying back the shares owned by the investors, the company is returning their investment in the form of cash.Share buybacks are conducted for the restructuring of the company’s capital structure, without having to resort to borrowing or seeking loans, thereby increasing the debt ratio of the company. In effect, this can be viewed as the company investing in itself.Share buybacks are done to improve the metrics of the co mpany. Repurchase of stocks can be used to boost the stock prices of a company, especially in periods where earnings are low. Other metrics that will improve through share buybacks are financial ratios include Return on Assets, Earning per Share, and Return on Equity.It is not just the company that will benefit from share repurchase, since stockholders will also find just cause to support it.It increases shareholder value. Share buybacks will decrease the number of shares issued and outstanding (since Treasury Stock is deducted from the number of outstanding shares) and, if the income or earnings of the company remain the same, we are looking at a higher EPS after buyback.It increases ownership of the shareholders who will not sell. The reduction of outstanding shares brought about by share buybacks means that the remaining shareholders will have a bigger equity share. Keep in mind that each share represents a portion of the company. For example, a company is authorized to issue 100 ,000 shares and subsequently managed to issue 100% of it to stockholders. There are 10 shareholders, each owning 10,000 shares, with corresponding 10% ownership of the company. A share buyback took place, and two of the shareholders sold their shares back to the company. The remaining 80,000 shares is now left to the 8 stockholders, who now own 12.5% each.It enables the shareholders to have tax savings. Without a share repurchase, the most obvious way to return cash to investors is through paying dividends. However, this entails payment of corresponding taxes on the dividends, and dividends are considered to be income on the part of the shareholders. As such, they are subject to ordinary income tax rates. If a share repurchase is done, instead of paying taxes on dividends, the stockholders will pay for capital gains taxes, which are much lower by comparison.It results to an increase in stock prices. Any increase in a company’s EPS will definitely catch investors’ eye. It is an i ndication that the stock of that company is undervalued and, as such, shows great potential of having a higher value in the future.It indicates a company’s healthy cash situation. Investors tend to steer clear of companies that have a cash flow problem. An interest on the part of a company to repurchase its stock is indicative that it does not have a problem at all with its cash flow. In fact, it means it has excess cash, which it is using to repurchase stocks.It increases the “float” of the company. Float refers to the number of shares that are held by all investors, including the executives and employees of the company. These are basically the publicly traded shares. Share repurchase means having Treasury Stock, which is deducted from the outstanding shares of the company. As the number of outstanding shares decreases, the float increases, because they pertain to the remaining shares that are issued and outstanding.BUYBACKS VS. DIVIDENDSIf the company wishes to return cash t o its stockholders, there are two ways to go about it. The first one is the conventional way by paying cash dividends. The second one is through share buybacks. Which one is the better option?If we are to look from the perspective of the shareholder, the more obvious (and easier to implement) is through dividends. However, from the point of view of the company, a stock buyback is the better option.Still, many investors would prefer the share repurchase option, since they are actually given a choice in the matter. The company will make the offer to buy back the shares owned by the stockholder. The stockholder will then make the decision on whether to tender his shares for repurchase or hold on to it. If he chooses the former, all he has to do is to give up his shares, accept the cash payment, and pay the applicable capital gains tax.It’s a different story when the company chooses to return cash through dividend payments. The investors have no say in it. Once the company has declare d the dividend and proceeds to make the cash payments, the stockholder has no choice but to accept the cash dividend, and pay the corresponding dividend taxes.But there are still other investors who prefer receiving cash dividends instead of selling back their shares to the company. After all, cash dividends are deemed to be more dependable. Depending on the policy of the company and on what has been declared, investors are sure that they will be receiving a dividend. A stock repurchase does not give that much assurance in that aspect, since there are many stock buybacks that, although they have been announced, were not executed in the end.ARGUMENTS AGAINST SHARE BUYBACKSThere are, however, several factors that are seen as possible pitfalls of share repurchase. The most pervasive arguments against it are:Earnings manipulation on the part of the company. Businesses will feel inclined to manipulate the figures in order to present a better EPS, which is one of the most common measureme nts of prospective investors. Say, for example, that at a certain date, the EPS of a company on its first year of operations is 20.0, derived from earnings of $20,000,000 and outstanding shares of 1,000,000. On its 2nd year, the EPS was 22.5, since it reported earnings of $22,500,000. On the 3rd and 4th year, with the number of outstanding shares remaining unchanged, the EPS are 18.7 and 19.5. Estimates for the 5th year pegged the EPS to be around 20.17. However, just before announcing the earnings for the 5th year, the company repurchased 100,000 of its shares, reducing the outstanding shares to 900,000, purposefully so the EPS will be 22.4, a figure that is higher than the estimated 20.17.Announcement of a buyback is different from its actual execution. There are some investors who react immediately once announcements of a stock buyback are made. However, these are often only just that: announcements. Sometimes, companies do not have plans to follow through and actually make it ha ppen, and their only reason for making the announcement is to generate interest from potential investors and possibly increase the price of their stock.Not all buybacks are profitable. Of course, investors would want to earn profits. There is this general perception that the higher the buyback percentage, the higher will also be the profits. This is not an assurance, actually. Besides, companies rarely, if ever, announce the buyback percentage, so it is still advised that research be done before plunging into any buyback transaction.CONDUCT OF SHARE BUYBACKSWhen should you conduct share buybacks?The best time for a company to repurchase shares is when the stock price is undervalued. Obviously, companies would not want to buy back its own stocks when they have a high price.How does the company buy back its shares?There are two ways that companies go about it.  The first one is by buying the shares directly from the open market, paying the prevailing or current price of the stock at t he time of purchase. The second option involves making an offer to the shareholders, who may decide to tender their shares directly to the company, but at a fixed price.Open MarketThe ball will start rolling when the company makes an announcement on the open market, or the stock exchange, of the buyback program that it plans to implement. Afterwards, it will repurchase its shares in the stock exchange.The company will, in essence, be putting itself in the shoes of a typical individual investor, going on the open market to look for shares to purchase. In this case, however, this investor will be specifically looking for its own shares. Naturally, it would be obligated to pay for the shares at the prevailing market price.This option would normally result to the company spending more on the repurchase, because the stocks that it is buying back are likely to have a higher price, brought about by the prior announcement of stock buybacks. Usually, the reaction to announcements of share bu ybacks includes a rapid increase in stock prices, which the company would have no choice but to pay if it chooses to repurchase from the open market.Tender OfferIn this method, the company will present a tender offer to the shareholders, giving them the final decision. The company will also specify a period within to make their decision and tender, or submit, their shares. If the shareholders agree, they will tender their shares (all of it, or just a portion, it is up to them) within the time frame given to them.Take note that the tender offer is different from the actual tender. The tender offer will emanate from the company who will be repurchasing the shares. It includes the following:The planned number of shares to be repurchasedThe share price range that the company is willing to payThe tender, which will come from the shareholders agreeing to sell their shares back to the company, will include:The number of shares they want to sell back to the companyThe price that they are wi lling to accept for the number of shares they are sellingAt the end of the period specified by the company, it will go over all the offers received, and find the right “mix” or combination that will enable it to repurchase its shares at the lowest possible total cost.Usually, the price that the company will specify in its tender offer will be slightly higher than the market price. After all, no shareholder would want to sell their shares back to the company when he could just sell them on the open market and get a higher price for them.There is another method used in share buybacks, and it is called the “Dutch auction”. It has similarities to the Tender Offer method, where the company also specifies a price range that it is willing to pay, and invites the shareholders to name their price within that specific price range, if they are interested to sell.The shareholders are bound to name different prices within that range, resulting in a demand curve for the stock. The company will choose the lowest price that will let them buy the planned number of shares that they want to repurchase, and that will be the purchase price, which will be paid to all the investors who named that price, or a price lower than that.What if the selling shareholders tendered more shares than what was originally planned to be repurchased by the company? The priority will be the investors who tendered at or lower than the purchase price. The number of shares that will be repurchased from the shareholders will be computed on a pro rata basis, so it is possible that one shareholder may have tendered 100 shares, but only manage to sell a portion of it back to the company.What if it is the other way around, and the selling shareholders tendered less than what was being sought by the company? The company has two options: they can either cancel the offer that they made, or they can repurchase all the tendered shares, but paying the maximum price that was named by the selling shareholder s, provided that the maximum price is still within the price range indicated in the offer.SHARE BUYBACKS: YES OR NO?Share buybacks are not a small issue. Most of the time, they involve a significant amount of money on the part of the investor. Shareholders will have to consider several factors when deciding whether to sell the shares that they own or to hold on to it.One of the major considerations is the tradeoff between a quick buck made from selling the shares, or a steady stream of cash dividends received in the future. This calls for some cost-benefit analysis on the part of the shareholder, taking into account the history of the company when it comes to paying cash dividends, and the inherent uncertainty of share repurchase.Of course, another weighty factor would be the personal investment goals of the shareholder. What are his long-term goals in making investments? Is it to earn profits quickly, no matter how small they are, or to earn profits over a long period of time?When looking into the possibility of selling your shares in a buyback program, some of the details that you have to check out are the motives of the company for conducting its shares buyback program, and the financial reports of the company, and its implications, particularly with respect to the value of its stock.If you are an investor considering share buybacks, it is highly advised that you approach it with caution. Do your research, and assess whether it will benefit you in the long run or not. Information is power. Stockholders have to be informed about the state of the company before they make decisions on share buybacks, so that they will also be fully aware of the risks involved.

Ultimate Guide to Share Buybacks

Ultimate Guide to Share Buybacks Share buybacks. Share repurchase. Stock buybacks. Stock repurchase. It may go by any of these names, but the concept is the same: when a company asks its stockholders to tender the shares that they own for repurchase by the company, using cash. The shares that were repurchased will still be part of the equity of the company, but reclassified as Treasury Stock or Treasury Shares.Companies that find themselves with excess cash have a number of options available to them with regards to what to do with that extra, unutilized cash. They could either reinvest it in securities or make major acquisitions, or they can increase the cash dividends that they pay their stockholders. Or they can opt to repurchase their shares that were previously issued. In this article, youll learn about 1) the reasons why companies use share buybacks, 2) the difference between dividends and share buybacks, 3) arguments against share buybacks, 4) how to conduct a share buyback, and 5) pros and cons of share buybacks.WHY REPURCHASE STOCKS?The main reason for buying back share  is that companies can “return wealth to their shareholders or investors”. Aside from that, there are a number of reasons why companies repurchase their own shares.Share repurchase may be an alternative to paying dividends to its stockholders. Basically, by buying back the shares owned by the investors, the company is returning their investment in the form of cash.Share buybacks are conducted for the restructuring of the company’s capital structure, without having to resort to borrowing or seeking loans, thereby increasing the debt ratio of the company. In effect, this can be viewed as the company investing in itself.Share buybacks are done to improve the metrics of the co mpany. Repurchase of stocks can be used to boost the stock prices of a company, especially in periods where earnings are low. Other metrics that will improve through share buybacks are financial ratios include Return on Assets, Earning per Share, and Return on Equity.It is not just the company that will benefit from share repurchase, since stockholders will also find just cause to support it.It increases shareholder value. Share buybacks will decrease the number of shares issued and outstanding (since Treasury Stock is deducted from the number of outstanding shares) and, if the income or earnings of the company remain the same, we are looking at a higher EPS after buyback.It increases ownership of the shareholders who will not sell. The reduction of outstanding shares brought about by share buybacks means that the remaining shareholders will have a bigger equity share. Keep in mind that each share represents a portion of the company. For example, a company is authorized to issue 100 ,000 shares and subsequently managed to issue 100% of it to stockholders. There are 10 shareholders, each owning 10,000 shares, with corresponding 10% ownership of the company. A share buyback took place, and two of the shareholders sold their shares back to the company. The remaining 80,000 shares is now left to the 8 stockholders, who now own 12.5% each.It enables the shareholders to have tax savings. Without a share repurchase, the most obvious way to return cash to investors is through paying dividends. However, this entails payment of corresponding taxes on the dividends, and dividends are considered to be income on the part of the shareholders. As such, they are subject to ordinary income tax rates. If a share repurchase is done, instead of paying taxes on dividends, the stockholders will pay for capital gains taxes, which are much lower by comparison.It results to an increase in stock prices. Any increase in a company’s EPS will definitely catch investors’ eye. It is an i ndication that the stock of that company is undervalued and, as such, shows great potential of having a higher value in the future.It indicates a company’s healthy cash situation. Investors tend to steer clear of companies that have a cash flow problem. An interest on the part of a company to repurchase its stock is indicative that it does not have a problem at all with its cash flow. In fact, it means it has excess cash, which it is using to repurchase stocks.It increases the “float” of the company. Float refers to the number of shares that are held by all investors, including the executives and employees of the company. These are basically the publicly traded shares. Share repurchase means having Treasury Stock, which is deducted from the outstanding shares of the company. As the number of outstanding shares decreases, the float increases, because they pertain to the remaining shares that are issued and outstanding.BUYBACKS VS. DIVIDENDSIf the company wishes to return cash t o its stockholders, there are two ways to go about it. The first one is the conventional way by paying cash dividends. The second one is through share buybacks. Which one is the better option?If we are to look from the perspective of the shareholder, the more obvious (and easier to implement) is through dividends. However, from the point of view of the company, a stock buyback is the better option.Still, many investors would prefer the share repurchase option, since they are actually given a choice in the matter. The company will make the offer to buy back the shares owned by the stockholder. The stockholder will then make the decision on whether to tender his shares for repurchase or hold on to it. If he chooses the former, all he has to do is to give up his shares, accept the cash payment, and pay the applicable capital gains tax.It’s a different story when the company chooses to return cash through dividend payments. The investors have no say in it. Once the company has declare d the dividend and proceeds to make the cash payments, the stockholder has no choice but to accept the cash dividend, and pay the corresponding dividend taxes.But there are still other investors who prefer receiving cash dividends instead of selling back their shares to the company. After all, cash dividends are deemed to be more dependable. Depending on the policy of the company and on what has been declared, investors are sure that they will be receiving a dividend. A stock repurchase does not give that much assurance in that aspect, since there are many stock buybacks that, although they have been announced, were not executed in the end.ARGUMENTS AGAINST SHARE BUYBACKSThere are, however, several factors that are seen as possible pitfalls of share repurchase. The most pervasive arguments against it are:Earnings manipulation on the part of the company. Businesses will feel inclined to manipulate the figures in order to present a better EPS, which is one of the most common measureme nts of prospective investors. Say, for example, that at a certain date, the EPS of a company on its first year of operations is 20.0, derived from earnings of $20,000,000 and outstanding shares of 1,000,000. On its 2nd year, the EPS was 22.5, since it reported earnings of $22,500,000. On the 3rd and 4th year, with the number of outstanding shares remaining unchanged, the EPS are 18.7 and 19.5. Estimates for the 5th year pegged the EPS to be around 20.17. However, just before announcing the earnings for the 5th year, the company repurchased 100,000 of its shares, reducing the outstanding shares to 900,000, purposefully so the EPS will be 22.4, a figure that is higher than the estimated 20.17.Announcement of a buyback is different from its actual execution. There are some investors who react immediately once announcements of a stock buyback are made. However, these are often only just that: announcements. Sometimes, companies do not have plans to follow through and actually make it ha ppen, and their only reason for making the announcement is to generate interest from potential investors and possibly increase the price of their stock.Not all buybacks are profitable. Of course, investors would want to earn profits. There is this general perception that the higher the buyback percentage, the higher will also be the profits. This is not an assurance, actually. Besides, companies rarely, if ever, announce the buyback percentage, so it is still advised that research be done before plunging into any buyback transaction.CONDUCT OF SHARE BUYBACKSWhen should you conduct share buybacks?The best time for a company to repurchase shares is when the stock price is undervalued. Obviously, companies would not want to buy back its own stocks when they have a high price.How does the company buy back its shares?There are two ways that companies go about it.  The first one is by buying the shares directly from the open market, paying the prevailing or current price of the stock at t he time of purchase. The second option involves making an offer to the shareholders, who may decide to tender their shares directly to the company, but at a fixed price.Open MarketThe ball will start rolling when the company makes an announcement on the open market, or the stock exchange, of the buyback program that it plans to implement. Afterwards, it will repurchase its shares in the stock exchange.The company will, in essence, be putting itself in the shoes of a typical individual investor, going on the open market to look for shares to purchase. In this case, however, this investor will be specifically looking for its own shares. Naturally, it would be obligated to pay for the shares at the prevailing market price.This option would normally result to the company spending more on the repurchase, because the stocks that it is buying back are likely to have a higher price, brought about by the prior announcement of stock buybacks. Usually, the reaction to announcements of share bu ybacks includes a rapid increase in stock prices, which the company would have no choice but to pay if it chooses to repurchase from the open market.Tender OfferIn this method, the company will present a tender offer to the shareholders, giving them the final decision. The company will also specify a period within to make their decision and tender, or submit, their shares. If the shareholders agree, they will tender their shares (all of it, or just a portion, it is up to them) within the time frame given to them.Take note that the tender offer is different from the actual tender. The tender offer will emanate from the company who will be repurchasing the shares. It includes the following:The planned number of shares to be repurchasedThe share price range that the company is willing to payThe tender, which will come from the shareholders agreeing to sell their shares back to the company, will include:The number of shares they want to sell back to the companyThe price that they are wi lling to accept for the number of shares they are sellingAt the end of the period specified by the company, it will go over all the offers received, and find the right “mix” or combination that will enable it to repurchase its shares at the lowest possible total cost.Usually, the price that the company will specify in its tender offer will be slightly higher than the market price. After all, no shareholder would want to sell their shares back to the company when he could just sell them on the open market and get a higher price for them.There is another method used in share buybacks, and it is called the “Dutch auction”. It has similarities to the Tender Offer method, where the company also specifies a price range that it is willing to pay, and invites the shareholders to name their price within that specific price range, if they are interested to sell.The shareholders are bound to name different prices within that range, resulting in a demand curve for the stock. The company will choose the lowest price that will let them buy the planned number of shares that they want to repurchase, and that will be the purchase price, which will be paid to all the investors who named that price, or a price lower than that.What if the selling shareholders tendered more shares than what was originally planned to be repurchased by the company? The priority will be the investors who tendered at or lower than the purchase price. The number of shares that will be repurchased from the shareholders will be computed on a pro rata basis, so it is possible that one shareholder may have tendered 100 shares, but only manage to sell a portion of it back to the company.What if it is the other way around, and the selling shareholders tendered less than what was being sought by the company? The company has two options: they can either cancel the offer that they made, or they can repurchase all the tendered shares, but paying the maximum price that was named by the selling shareholder s, provided that the maximum price is still within the price range indicated in the offer.SHARE BUYBACKS: YES OR NO?Share buybacks are not a small issue. Most of the time, they involve a significant amount of money on the part of the investor. Shareholders will have to consider several factors when deciding whether to sell the shares that they own or to hold on to it.One of the major considerations is the tradeoff between a quick buck made from selling the shares, or a steady stream of cash dividends received in the future. This calls for some cost-benefit analysis on the part of the shareholder, taking into account the history of the company when it comes to paying cash dividends, and the inherent uncertainty of share repurchase.Of course, another weighty factor would be the personal investment goals of the shareholder. What are his long-term goals in making investments? Is it to earn profits quickly, no matter how small they are, or to earn profits over a long period of time?When looking into the possibility of selling your shares in a buyback program, some of the details that you have to check out are the motives of the company for conducting its shares buyback program, and the financial reports of the company, and its implications, particularly with respect to the value of its stock.If you are an investor considering share buybacks, it is highly advised that you approach it with caution. Do your research, and assess whether it will benefit you in the long run or not. Information is power. Stockholders have to be informed about the state of the company before they make decisions on share buybacks, so that they will also be fully aware of the risks involved.

Sunday, May 24, 2020

Supply and Demand Simulation - 1030 Words

Supply and Demand Simulation ECO/365 Supply and Demand Simulation In the supply and demand simulation a neighborhood called Atlantis is given for the setting. Atlantis is a small city with open spaces, low population, and a low crime rate. There are plenty of sidewalks and street systems for easy access to the highway. The housing in Atlantis is detached homes and apartments. The supply and demand simulation consists of microeconomics and macroeconomics. The simulation presents shifts in the demand and supply curve, equilibrium, price, and quantity. Atlantis is a nice neighborhood with services consumers look for. A two-bedroom apartment in Atlantis is presented to show the effects of supply and demand. I am the property manager†¦show more content†¦Microeconomics focuses on supply and demand. A company would look at ways to increase production so that the company could decrease their prices compared to competitors. This would adjust the equilibrium price of products by increasing the quantity that is available. This allows the company the capability of passing price savings to consumers. Macroeconomics is used as the economy changes such as with inflation. Inflation would cause a company to have a boost of cost in materials from producing their product. This creates a change in quantity to be provided as supply has to be adjusted to meet the decrease of demand from the effects on equilibrium price. Demand can either decrease or increase based on price of a product or service. Consumers have a tendency to buy products w hen there is a decrease in price. Companies have to kick off discounts to the consumers to increase demand. Pricing strategies for consumers are to buy when prices are low, although companies have to change prices to increase and decrease demand when needed. The simulation showed the same effect from the property management company. When supply was low of apartments the company had to increase price to decrease demand. When supply was too high the company had to decrease price to increase demand. The price elasticity of demand is flexible in which it can be changed and in return have an immediate effect. However, this can be harmful forShow MoreRelatedSupply and Demand Simulation1203 Words   |  5 PagesSupply and Demand Simulation Summary University of Phoenix ECO360, Economics for Business I The Supply/Demand simulation involves acting as property manager for GoodLife Management in the fictional town of Atlantis. GoodLife Management manages seven apartment complexes in Atlantis. The property manager is expected to adjust the monthly rental rate of two-bed rental apartments and the quantity of apartments supplied based on the market trends. Factors that influence the supply and demandRead MoreSupply and Demand Simulation1060 Words   |  5 PagesSupply and Demand Simulation ï ¿ ½ PAGE * MERGEFORMAT ï ¿ ½1ï ¿ ½ Supply and Demand Simulation University of Phoenix ECO/365: Principles of Microeconomics October 26, 2009 ï ¿ ½ Supply and Demand Simulation IN THE UNIVERSITY OF PHOENIX SIMULATION (2003), APPLYING SUPPLY AND DEMAND CONCEPTS, A SITUATION IS PRESENTED CONCERNING THE SUPPLY AND DEMAND OF TWO-BEDROOM RENTAL APARTMENTS IN ATLANTIS. THROUGHOUT THE SIMULATION SCENARIOS ARE PRESENTED AND CHOICES MUST BE MADE REGARDING FACTORS THAT AFFECT DEMANDRead MoreSupply and Demand Simulation983 Words   |  4 Pages   ECO365 Supply and Demand Simulation Student Name ECO/365 – Principles of Microeconomics Instructor Name Date Introduction Supply and Demand is a phrase that every one hears in one way or another, Supply and demand phrase according to Colander, (2010) is the most used phrase by economist and the reason is because the phrase provides a good â€Å"off-the-cuff† answer for many question that have to do with economy. Example why are interest rates to Low? Because supply and demand. Why is GasolineRead MoreSupply and Demand Simulation939 Words   |  4 Pages1. The simulation illustrates a number of different economic concepts. The relationship between supply, demand and price is highlighted. The simulation shows what happens under normal conditions when the price of a good changes. For example, when the price increased the supply of the good increased but the demand fell. As a result, the market was no longer in a state of equilibrium (Riley, 2012). Thus, the concept of supply-demand equilibrium was identified. This is a microeconomic concept, followingRead MoreSupply and Demand Simulation819 Words à ‚  |  4 PagesSupply and Demand Simulation A simulation was conducted to understand supply and demand when renting out apartment homes. This paper will briefly explain two microeconomics and two macroeconomics principles, it will include one shift of the supply curve and demand curve in the simulation. For each of the shifts the affect of the equilibrium price, quantity, and decision making will be analyzed. A description of supply and demand from the simulation and how to apply it in the workplace is includedRead MoreAnalyzing Supply of Demand Simulation1042 Words   |  5 PagesAnalyzing Supply of Demand Simulation ECO/365 January 31, 2010 Analyzing Supply of Demand Simulation Supply and demand is a significant element of business procedures thus this paper will evaluate how supply and demand affects a business via a simulation provided by the University of Phoenix. In this paper, I will talk about the reasons for changes that occur in supply and demand. I will talk about how shifts in supply and demand influence the organization’s decision making processRead MoreEssay Supply And Demand Simulation1318 Words   |  6 PagesIntroduction The Supply and Demand simulation involves acting as Property Manager for GoodLife Management, a property management firm that manages apartment complexes in Atlantis. This simulation was an exercise in applying the supply and demand concepts based on current market trends. The property manager is required to adjust the monthly rental rate of two-bedroom rental apartments and number of apartments available. Supply and demand within the simulation were manipulated by the rates chargedRead MoreSupply And Demand Simulation Analysis1189 Words   |  5 PagesSupply and Demand Simulation The economy is a practice that relies on principles and concepts. The different focuses are based on a Macro and Micro perspective that creates the commercial and consumer environment. It is important to understand how these principles and concepts relate to the environment to create strategies that will, in return create profit and confident investments. The supply and demand simulation highlighted the important of just that from a commercial setting. Today’s housingRead MoreSupply and Demand Simulation Paper886 Words   |  4 PagesSupply and Demand Simulation Paper ECO/365 Week 2 Individual Assignment February 25, 2013 Supply and Demand The analysis will identify two microeconomics and two macroeconomics principles or concepts from the simulation, and explain why each principle or concept is in the category of macroeconomics or microeconomics. The analysis will identify at least one shift of the supply curve, and one shift of the demand curve from the simulation and what causes the shifts. The analysis will showRead MoreSupply and Demand Simulation Essay1024 Words   |  5 PagesSupply and Demand Simulation Supply and demand plays an intricate role in the amount, price, and availability of products and services. The applying supply and demand concepts simulation guides users through making decisions for Goodlife, a management company for 2 bedroom apartments in Atlantis. The simulation names the user the property manager; responsible for vacation residents, new pricing for units, and advertising. The property manager makes decisions in circumstances including the changing

Thursday, May 14, 2020

How Personal Are Your Relationships - 940 Words

How Personal Are Your Relationships? 1. Complete the â€Å"How Personal Are Your Relationships† Questions. For the purposes of this exercise, be sure to list several people who are close to you. 1. Make a list of several people who are close to you (e.g. family members, people you live with, friends, coworkers, and so on) a) My brother b) My father c) My high school friend 2. Use a scale (from 1-5) that follow to rate each relationship. My brother a) Uniqueness 5 b) Replace ability 5 c) Dependence 3 d) Disclosure 5 e) Intrinsic rewards 5 My father a) Uniqueness 5 b) Replace ability 5 c) Dependence 4 d) Disclosure 4 e) Intrinsic rewards 5 My high school friend a) Uniqueness 5 b) Replace ability 3 c) Dependence 3 d) Disclosure 3 e) Intrinsic rewards 4 3. Consider comparing your results with your classmates or friends. 4. After completing the questions, ask yourself the important question: How satisfied are you with the answers you found? Uniqueness 1 (Standardized, habitual) 2 3 4 5 (Unique) Replaceability 1 (Replaceable) 2 3 4 5 (Irreplaceable) Dependence 1 (Independent) 2 3 4 5 (Interdependent) Disclosure 1 (Low disclosure) 2 3 4 5 (High disclosure) Intrinsic Rewards 1 (Unrewarding) 2 3 4 5 (Rewarding) 2. For each person, be sure to use the scales to evaluate how personal your relationships are. MyShow MoreRelatedA Personal Relationship With Jesus1520 Words   |  7 Pageshe Origin of a Personal Relationship Concept â€Å"Personal relationship with Jesus.† Being an Atheist, I’ve had hundreds of arguments with Christians about Jesus and religion in general. No matter what evidence I provided, the Christian always seemed to bypass it with the Personal relationship cop out. They would tell me they don’t practice religion, and that they have a personal relationship with Jesus. They would insist that I take five minutes of my time at night and call on Jesus while I’m allRead MoreDeveloping And Maintaining A Personal Network1567 Words   |  7 PagesPersonal Networks By Hannah Paxton Fall 2015 Section 919 Specific purpose: To inform my audience about developing and maintaining a strong personal network and how that can enhance an employee s professional career. Introduction What if I told you the person sitting next to you was going to be the CEO of a Fortune 500 company 20 years from now? Then, what if I told you by building a relationship with them now and adding them to your personal network, you could be their president?Read MoreLying and Deception in Our Personal Relationships1637 Words   |  7 PagesThe Dark Side of Relationships There is no single person in this world who has never told a lie. No matter how big or small, direct or indirect, verbal or non-verbal; we all have told a lie. The problem with lying is most of the time your lies comes to light. Knapp and Vangelisiti state, â€Å"If acts of omission, exaggeration, vagueness, evasiveness, and substitution are all part of the act of lying, than everybody lies† (2006, p. 248). Whether you wore your sister’s dress, after she said no, onlyRead MorePersonal Statement On Personal Responsibility Essay780 Words   |  4 PagesI take personal responsibility for my education, I will focus on really learning and not just getting good grades. 1. If I take personal responsibility for my education†¦.. If I take personal responsibility for my education, I will be able to achieve the goals I set for myself. 2. If I take personal responsibility for my career†¦ If I take personal responsibility for my career, then I will be able to advance faster in my field. 3. If I take personal responsibility for my relationships†¦ If IRead MoreOn The Rainy River Essay864 Words   |  4 PagesRelationships created with others have often a direct effect on your very own personal identity. In Tim Brian’s â€Å"On the Rainy River,† he tells about his experiences and how his relationship with an elderly man affected his life so dramatically. It is hard for anyone to rely on their own personal experiences fully when there are other people who have experienced different acts them their self. It takes knowledge and experience of others to help you learn and build from them to create your own personalRead MoreHealth and Social Care - Dementia1199 Words   |  5 PagesKAREN CHAPMAN THE ROLE OF THE HEALTH AND SOCIAL WORKER (UNIT 4222-206) UNDERSTAND WORKING RELATIONSHIPS IN HEALTH AND SOCIAL CARE OUTCOME 1 1. Explain how a working relationship is different from a personal relationship A working relationship is where you are placed with other people and work as part of team where each individual is working following professional codes of conduct, towards the achievement of shared aims and objectives. By working to a set of rules and procedures for whichRead MoreEssay on unit 206675 Words   |  3 Pagesassessment criteria in the standards 1. Explain how a working relationship is different from a personal relationship (1.1.1) A working relationship is where you are placed with other people and work as part of a team, where each individual is working following professional codes of practise, towards the achievement of shared aims and objectives. You do not necessarily have to like the people you work with but you need to keep personal opinions and feelings to yourself. Mutual respect andRead MoreCommunication : Understanding Interpersonal Communication1554 Words   |  7 PagesI. Introduction AND Thesis Statement Communication is the number one key in a relationship, especially when you re talking about marriage. I would like to take this moment to say congratulation on your recent marriage. I want to tell you that communication helps build a healthy personal foundation by implementing small talk in helping resolve conflicts through growth and helps reduce any barriers that prevent you from having a happy, successful marriage. Remember that no one is perfect at communicatingRead MoreRelationship Between An Individual And The Person1313 Words   |  6 PagesIntro Boundaries give each person a sense of legitimate control in a relationship. Professional boundaries are the limits to the relationship of a worker and a person in their care which allow for a safe, therapeutic connection between the worker and that person (and their nominated partners, family and friends).All formal working relationships need rapport and trust to function well. This is particularly relevant to the relationship between an individual and the person/s who are employed to provideRead MoreList The Three Prescriptions That Serve As The Foundation For Development Of Relationship Strategy1183 Words   |  5 Pages Chapter 3 1. List the three prescriptions that serve as the foundation for development of relationship strategy. Values Clarity Support 2. How important are establishing, building, and maintaining relationships in the selling process? List the four groups of people with whom sales personal must be able to work effectively. In a consultative sale, building a relationship is important to create identification with one on one communication with the customer to keep the customer

Wednesday, May 6, 2020

Mba Statement of Purpose - 973 Words

Running head: PERSONAL STATEMENT TO PURSUE AN MBA Personal Statement to Pursue an MBA My personal statement begins with my American journey. A journey of faith and courage in the face of adversity that has taken me to where I am today. And it remains still a work in progress. And an MBA will surely help accelerate that. I was sixteen years old when my family left the Philippines, my birthplace and migrated to the United States to pursue the American dream that many in the world aspire for. Like all beginnings, I struggled with my first few steps and had mixed feelings about my new home. I was excited over the great promise of an American dream. But I felt unsure if I could adapt to a new culture and be truly†¦show more content†¦With the ongoing changes in my industry, I believe that acquiring an MBA will greatly enhance my skills as a pharmaceutical sales representative by learning advanced theory and application. With an MBA, I hope to accomplish two goals: (1) career advancement within my company with the end in view to taking on specialty sales or new leadership roles; (2) Open new opportunities within the medical field sales. With these goals in mind, I am well focused on building a solid and successful career in health care management. I believe my considerable work experience and the life’s challenges I have had to grapple with has provided the maturity and stability I need to be able to appreciate and fulfill the requirements of an MBA program. And since I am performing consistently well on my present job, now is the best time to pursue an MBA that I feel I am ready for and will find manageable. After doing my research on graduate schools, I found your university’s mission and program best suited for me. The school’s reputation, faculty, location, and great value are the main reasons why I decided to attend University of Phoenix. With my diverse background and inherently strong people skills, I can share my experience in global marketing classes and knowledge in how business is conducted in the Asian culture. I will be more than happy to contribute and share my sales knowledge, hard work and proven success with my classShow MoreRelatedStatement of Purpose Mba4301 Words   |  18 PagesSample Statement of Purpose: MBA The term â€Å"globalism† has become overused, and often misused. In fact, we might say that it has actually been devalued to the level of the everyday language of buzzword-brandishing marketing pundits. Such freewheeling usage has perhaps prompted many a CEO (or future CEO) to launch into a global plan or strategy without proper con sideration of the demands and dynamics of the international marketplace. Many would-be globetrotters neglect the acquisition of language skillsRead MoreStatement of Purpose for Mba1409 Words   |  6 PagesSTATEMENT OF PURPOSE â€Å"Complexity is your enemy. Any fool can make something complicated. It is hard to keep things simple.† Richard Branson Simple is hard, especially when it comes to websites and there are so many aspects which need to be treated with care and attention, that are seen in the end as an â€Å"easy to use website†. I constantly congratulate myself on my luck that I have experienced, and will continue to experience, a colorful life. Enamored of electronics and communication engineeringRead MoreMba Essay - Statement of Purpose1019 Words   |  5 PagesSTATEMENT OF PURPOSE â€Å"So many of our dreams seem impossible, then improbable, then inevitable†, Quotes the famous former film star, Christopher Reeve, bedridden with paralysis, giving hope and a new dimension to people in distress to look up to fulfil their dreams despite the many roadblocks in front of them. When one pursues the dreams relentlessly, the dreams do become inevitable and accessible. I have also taken inspiration from these brave words and feel one can achieve anythingRead MoreEssay about Statement of Purpose for MBA Program555 Words   |  3 Pagesbuild upon my education and experience base. I think a management course will add dimensions to my perspective. When looking at a problem I will be able to see it from more than one dimension, leading to better decision making capabilities. The MBA program at NMIMS will equip me with basic courses of Micro economics and statistics, group and organization dynamics along with electives such Business process management, e business and Information Security. This will open new horizons and add scopeRead MoreWhy I Learned Fundamental Accounting And Finance Courses845 Words   |  4 Pagesall the MBA courses that I have taken, it has become clear to me that the knowledge that I have obtained through these courses was significant in that it allowed me to efficiently understand the challenges and subsequent strategic decisions would have on an organization such as Big Rock. More specifically, in terms of quickly understanding the current challenges facing Big Rock, my accounting and finance courses were crucial in allowing me to quickly review Big Rock’s financial statement, which subsequentlyRead MoreMy Personal Action Plan For 20171464 Words   |  6 PagesPersonal Action Plan for 2017 are several goals that I need to achieve in order to reach my long-term personal objectives. They include, earning a promotion to Vice President, saving $3.5 million for retirement, maintaining my health, and attaining an MBA degree. All four long-term objectives are specific, relevant to me, in line with my life goals, and time-bound. Most importantly, they are attainable, so I can set new goals once these are met. Furthermore, I am cognizant of the temporal and financialRead MoreIndia Bulls,1072 Words   |  5 PagesREQUIREMENTS FOR THE AWARD OF DEGREE OF MBA 2O11-13 SUBMITTED BY GUIDED BY CHETAN SAPRA MS. SONALI MBA (FINANCE amp; MARKETING) DHARAMADHIKARI ROLL NO. 30 CERTIFICATE OF ORIGINALITY This is to certify that the project report entitled â€Å"FINANCIAL ANALYSIS: A COMAPRATIVE STUDY OF INDIABULLS HOUSING FINANCE LTD.† Submitted to Bharati Vidyapeeth Deemed University, Pune in partial fulfillment of the requirement for the award of the degree of MBA is an original work carried out byRead MoreThe Mba Decision1525 Words   |  7 PagesThe MBA Decision Getting an MBA is one of these decisions that people at one point thought of as a level of education only few are able to attain. In time that perspective has changed and in recent calculations the number of MBA graduates has increased by 250% (Articlesbase, 2006). In the closing case, we address the questions below to help Ben with his MBA decision. Question 1 How does Ben’s age affect his decision to get an MBA? Time plays a huge factor in Ben’s decision to get his MBA and toRead MoreInternational Awareness And Intercultural Competence1574 Words   |  7 Pagesexperience (Lewin, 2009; VandeBerg, Paige, Lou, 2012). This is because study abroad is generally an undergraduate phenomena, and is much rarer at the graduate level. Graduate business education, particularly within MBA programs, is an exception. The proliferation of travel programs within in MBA programs, with the goal of teaching students the skills needed to be successful working in the global marketplace, can be directly linked to close relationship between Business Schools and multinational corporationsRead More7-11 Case Study Essay1010 Words   |  5 PagesAssignment #1 – MBA Choices in Finance Assigned Class 2 – Due 11:55pm on Sunday Week 4 75 Points – two page paper David Jetter graduated from college six years ago with a finance undergraduate degree. Although he is satisfied with his current job, his goal is to become an investment banker. He feels that an MBA degree would allow him to achieve his goal. After examining schools, he has narrowed his choice to either Prentice University or Mount Alliance College. Although internships are